Essays on Bank

Introduction This paper is about the effect of the financial crisis on Italian banks. The financial crisis can be divided into two different phases: the first is the subprime phase from 2007 to 2008, while the second is the sovereign debt and redenomination risk phase from 2010 to 2012. During the first part of the...

Introduction Credit insurance/PPI (payment protection insurance)/credit protection is coverage for your loan in case you fall into a financial crisis and not be in a position to repay fully or partially the remaining debt. Such a situation can arise due to joblessness, accident or demise. It is different from life cover in that, nothing you...

Interest is not allowed in Islam. That is mean that the creditor cannot charge any extra amount to the debtor but on the other hand, the debtor also cannot pay less than the amount borrowed unless the creditor gives discount, which is religiously recommended but it is solely at the creditor’s consideration. If the debtor...

Abstract. The process of automation is likely to improve the efficiency of the detection process, and it may also provide higher detection accuracy by removing the internal subjective human factors in the process. If machine learning can automatically identify bad customers, it will provide considerable benefits to the banking and financial system. The goal is...

There’s a well-known maxim that free debt advice is worth unequivocally what you pay for it. That might be legitimate here and there anyway in case you need counsel about your debts, there are places you can run with the desire for complimentary debt supervision that will be both helpful and worthwhile. A critical number...

Types Of Debt It all started innocently enough for David. While in college, he had to apply for a student loan, to help him with his school cost and books. Then he up his game when they told him he was qualified enough for a credit card.He initially began with small minimum payments. He realized...

The government’s heavy spending has led to the Greek debt crisis, and due to the slowdown in global economic growth, the problems have not been solved for many years. The main reason for the Greek government to put this country on the road to debt is its profligate and excessive generosity such as generous pensions...

Shadow banking can be defined as a group of financial intermediaries facilitating the creation of credit across the global financial system where the activities are outside the traditional banking system. It has grown exponentially in the last decade in China. There are two types of entrusted loans which are affiliated and non-affiliated. The purpose of...

The role that foreign banks play in Mexico has been increasingly important. They are now dominating more than 80% of the entire country’s banking assets. BBVA Bancomer, Banco Santander Mexico and HSBC Mexico are key foreign players involved in the banking industry in Mexico. (Alejandro, 2016) These three banks are all subsidiaries owned by their...

Prof. (Dr.) Vikas Shrotriya, Pallavi Singh Yadav(2019)1 Analyzed – Recent technological changes going around the globe has invaded almost all the operational procedures of the financial & banking sector. The technological reforms have not only been initiated to save time, monetary resources, human resources but, have also increased the efficiency and effectiveness of the process....