Essays on Finance

Payment Protection Insurance: Ways Of Insuring Credit

Introduction Credit insurance/PPI (payment protection insurance)/credit protection is coverage for your loan in case you fall into a financial crisis and not be in a position to repay fully or partially the remaining debt. Such a situation can arise due to joblessness, accident or demise. It is different from life cover in that, nothing you...
895 Words 2 Pages

Debtors And Creditors: Prohibition Of Interest In Islam

Interest is not allowed in Islam. That is mean that the creditor cannot charge any extra amount to the debtor but on the other hand, the debtor also cannot pay less than the amount borrowed unless the creditor gives discount, which is religiously recommended but it is solely at the creditor’s consideration. If the debtor...
537 Words 1 Page

Importance Of Reform Of The International Investment System For Success Of International Business

International Business 1. Discussion · The collapse of a large number of economies in such a tragic fashion shows that there were fundamental weaknesses and fragility that policy makers did not understand or ignored before the crisis. There is no doubt about the creative impact of market forces, but the private sector’s pursuit of short-term...

Reflective Essay: Gilbane Gold Case Study

Being a professional comes with a lot of responsibility. Most of the decisions taken by professionals will not only affect them but also the people around them. By telling lies they can undermine their own integrity and loose people’s trust. Actions like using poor quality material and undertaking tasks that a person lacks training and...
1656 Words 4 Pages

A Review: On Types Of Credit Card Frauds

Abstract—Credit is a technique that is used to sell goods or services with the buyer having no cash in hand. An automatic way to proffer credit to a client is a credit card. An identifying number is carried by each credit card which speeds shopping transactions. The main problem in the credit card industry is...
3369 Words 7 Pages

A Novel Learning Strategy for Credit Card Fraud Detection

Abstract: Recognizing cheats in debit card exchanges is per-haps a standout amongst the best test beds for computational knowledge calculations. Indeed, this issue includes various important difficulties, to be specific: idea float (clients propensities develop and fraudsters change their systems after some time), class irregularity (certifiable exchanges far dwarf fakes) and confirmation inactivity (just a...
3192 Words 7 Pages

Credit Score: Credit Risk Valuation Using An Efficient Machine Learning Algorithm

Abstract. The process of automation is likely to improve the efficiency of the detection process, and it may also provide higher detection accuracy by removing the internal subjective human factors in the process. If machine learning can automatically identify bad customers, it will provide considerable benefits to the banking and financial system. The goal is...
1250 Words 3 Pages

The German Private Equity Market: Analytical Essay

1. Introduction Private equity (PE) is a fundamental pillar of the financial system. Governments in the European Union (EU) are eager to keep private investments fluid and buoyant. This is critical especially in the era where global economic growth appears to come to a halt. In today’s world, new companies tend to remain private for...

Zero Based Budgeting: Advantages And Disadvantages

Introduction Zero-based budgeting originated in the 1970s. Many businesses will budget the plan out things with the focus to grow the financial strength. In the past, businesses would only look at only major cost and would assume that everything is already in place and does not need to be double-checked. In ZBB everything that is...
808 Words 2 Pages

Positive Changes To Improve The Budgeting Process With Real Success

Explain what positive changes can be made to improve the budgeting process with real success examples. Using Web Technology to Improve the Budgeting Process Over the years, the development of web technology has enabled enterprises to control and manage their budget through cloud-based budgeting system. For example, Budget Maestro, Accenture, and Host Analytics. Drury (eds....
778 Words 2 Pages
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